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"Terms and Conditions for HVAC Contractors.com"
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The agreements below describe the terms and conditions applicable to your use of our services at HVAC - Contractors.com. If you have any questions regarding these agreements, you may contact us at support@HVAC-contractors.com  . We may amend these agreements at any time; changes or amendments will be posted at the bottom of this page for public view and be considered effective 30 days from the date such changes take place. You further agree that by accessing the HVAC - Contractors.com web site or utilizing the HVAC - Contractors.com services you agree to be bound the Terms and Conditions as are in effect at such time.

Lending Customers: Click to review Terms & Conditions
Home Improvement & Real Estate Customers: Click to review Terms & Conditions

Terms & Conditions: Home Improvement & Real Estate Customers

1. INTRODUCTION TO HVAC - Contractors.com. Upon your registration, you may choose your own password or HVAC - Contractors.com will assign you a password to access the HVAC - Contractors.com services through the HVAC - Contractors.com Web site.

2. HVAC - Contractors.com SERVICES. At HVAC - Contractors.com we are committed to making your total HVAC - Contractors.com experience a positive one. Upon entering your information and the request for which you would like a service professional, we will provide you with a list of service professionals in your area, if any, who may be interested in fulfilling your service need.

We do not, however, guarantee that we will be able to match your service needs with a service professional or that there are service professionals in your area that either are capable or willing to complete your service needs. Although we take certain steps to examine the credentials of our listed service professionals, we make no guarantees or representations regarding the application or installation skills of such service professional or the quality of the job that he or she may perform for you if you elect to retain their services. It is entirely up to you to enter into a direct contract or otherwise reach agreement with a service professional, and we do not guarantee or warrant their performance on the job or the outcome or quality of the services performed. Your rights under contracts you make with service professionals typically are governed by your state and local laws. Should you have a dispute with any service professional, you must address such dispute to the service professional directly, and you hereby agree to release HVAC - Contractors.com (and our employees and agents) and any other person, firm, or entity (including our business partners such as a product manufacturer or supplier who may employ the HVAC - Contractors.com matching utility) from any damages or claims (including consequential and incidental damages) of every kind or nature, suspected and unsuspected, known and unknown, and disclosed or undisclosed, arising out of or in any way connected with such disputes and your dealings with service professionals.

3. RESOLUTION PROCESS AND LIMITED SERVICE GUARANTEE. While we cannot guarantee the work performed by a listed service professional, the HVAC - Contractors.com resolution process has been developed to try and assist you in resolving any workmanship problems that may arise in the course of a home improvement repair or maintenance project and which may be the fault of a service professional who you learned about through the HVAC - Contractors.com services. Under the circumstances more fully described herein and upon completion of all required procedures, we may, upon your request, provide limited assistance in resolving disputes between you and a service professional. You must participate and use good faith efforts to resolve problems through the HVAC - Contractors.com resolution process. If, in its sole discretion, HVAC - Contractors.com determines that you have not participated and cooperated in good faith in the resolution process, HVAC - Contractors.com may terminate such Resolution Process and the Limited Service Guarantee (details) with no further obligation to you whatsoever. Such limited assistance in no way nullifies the release and indemnification described in these Terms & Conditions. If there exists any conflict between this section and any other section of these Terms & Conditions, such other section shall control.

Upon payment of any amounts by HVAC - Contractors.com pursuant to this Limited Service Guarantee program, and in consideration of any such payment, you agree to assign any and all rights you have in any agreement with the service professional to HVAC - Contractors.com, but not any of your obligations there under and further agree to execute any documents reasonably necessary to effectuate such assignment.

4. INFORMATION YOU PROVIDE TO US. Upon using the HVAC - Contractors.com services, you will be prompted to disclose certain information about yourself and your service requirements, and you will be able to store information, such as home services records, on our Web site. Some of this information will be sent to service professionals who will need this information to respond to you or to other persons or entities in connection with our business. By providing this information to us, or by submitting a service request, you expressly consent to being contacted by us and by our service professionals and providers via phone, fax, email, mail or other reasonable means, at any of your contact numbers or addresses, in order that we may provide the services set forth on our site, to service your account, to reasonably address matters pertaining to your account or for other reasonable purposes related to our business. For complete details on our use of your information, please see our privacy statement. You agree that by completing a service request, you are entering into a business relationship with HVAC - Contractors.com and its partners and thus agree to be contacted by HVAC - Contractors.com and/or its partners. You promise that all information you provide will be accurate, current and truthful to the best of your knowledge. If you provide any information that is untrue, not current or incomplete, or HVAC - Contractors.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, HVAC - Contractors.com has the right to refuse any current or future use of the HVACContractors.com services (or any portion thereof) by you. You are responsible for any use of the HVAC - Contractors.com services by persons to whom you intentionally or negligently allow access to your password. You further acknowledge that in the event you submit a request for a loan quote from one or more of our lender partners via the HVAC - Contractors.com site that HVAC - Contractors.com may send your personal and loan-related information to the applicable lender partner(s) such that they can contact you regarding your request and you are expressly consenting to such contact by them or HVAC - Contractors.com as necessary to fulfill such request.

5. YOUR USE OF THE HVAC - Contractors.com SERVICES. It is agreed that your use of the HVAC - Contractors.com services is for your personal use and not for any commercial or advertising purposes. We reserve the right to revoke your access at any time. All information about service professionals is confidential and for your personal use only. If it is determined or suspected by HVAC - Contractors.com in its sole discretion that you are misusing or attempting to misuse or circumvent the HVAC - Contractors.com services or system, or are using or attempting to use it for any inappropriate, non-personal, or commercial purposes, including but not limited to activities such as hacking, infiltrating, fraud, advertising, jamming or spamming, HVAC - Contractors.com reserves the right, in its sole discretion, to immediately terminate your access without notice and to instigate without notice appropriate legal actions or proceedings to seek appropriate remedies and/or damages, including but not limited to lost revenue, repairs, legal fees, costs and expenses, and to seek injunctions or other equitable remedies.

TO KNOWINGLY INPUT FALSE DATA INCLUDING BUT NOT LIMITED TO NAME, PHONE NUMBER, ADDRESS OR E-MAIL ADDRESS IS A VERY SERIOUS AND FRAUDULENT MATTER THAT COULD RESULT IN SIGNIFICANT COSTS AND DAMAGES, INVASION OF PRIVACY RIGHTS OF OTHERS TO HVAC - Contractors.com AND ITS SERVICE PROFESSIONAL PARTNERS, NOT TO MENTION THE LOSS OF TIME, EFFORT AND EXPENSE RESPONDING TO AND PURSUING SUCH FALSE INFORMATION AND REQUEST. THERE ARE ALSO POSSIBLE REGULATORY FINES AND PENALTIES IMPOSED FOR CONTACTING THE WRONG PEOPLE. ACCORDINGLY, IF YOU KNOWINGLY INPUT FALSE INFORMATION IN A SERVICE REQUEST, INCLUDING BUT NOT LIMITED TO SOME ONE ELSE'S NAME, E-MAIL ADDRESS, PHYSICAL ADDRESS OR PHONE NUMBER OR A RANDOM OR MADE UP NAME, ADDRESS, E-MAIL OR PHONE NUMBER YOU AGREE TO FULLY INDEMNIFY AND BE LIABLE TO HVAC - Contractors.com AND EACH HVAC - Contractors.com SERVICE PROVIDER WHO ACCEPTS SUCH SERVICE REQUESTS, FOR THE GREATER OF: (1) A MINIMUM AMOUNT OF $11,000 TO EACH OF HVAC - Contractors.com AND EACH OF THE AFFECTED SERVICE PROFESSIONALS AND FOR EACH OF THE ACTUAL PERSON(S) AFFECTED BY ANY OF THE IMPROPER, INCORRECT OR FRAUDULENT INFORMATION YOU ENTER (FOR EXAMPLE THE ACTUAL OWNER OF THE E-MAIL ADDRESS OR PHONE NUMBER, ETC.), PER IMPROPER SUBMISSION, PLUS ANY ATTORNEYS FEES COSTS AND EXPENSE RELATING THERETO, IF APPLICABLE, OR (2) THE ACTUAL DAMAGES, DIRECT, PUNITIVE AND CONSEQUENTIAL, AND ANY REGULATORY OR JUDICIAL FINES OR PENALTIES THAT MAY ARISE FROM SUCH INTENTIONAL, MISLEADING, HARMFUL AND FRAUDULENT ACTIVITY, PLUS REASONABLE LEGAL FEES, COST AND EXPENSES RELATING THERETO, WHICH EVER IS GREATER.

6. NOTICE SPECIFIC TO DOCUMENTS AND INFORMATION AVAILABLE ON THIS WEB SITE. Permission to use documents (such as press releases, datasheets, content, informational items and FAQs) from the HVAC - Contractors.com server ("Server") is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such documents from the Server is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Educational institutions (specifically K-12, universities and state community colleges) may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission of HVAC - Contractors.com. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Documents specified above do not include the design or layout of the HVAC - Contractors.com web site or any other HVAC - Contractors.com owned, operated, licensed or controlled site. Elements of HVAC - Contractors.com web sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any HVAC - Contractors.com web Site may be copied or retranNYCwsitted unless expressly permitted by HVAC - Contractors.com. HVAC - Contractors.com AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. HVAC - Contractors.com AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HVAC - Contractors.com AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

7. LINKS TO THIRD PARTY SITES. The links in the HVAC - Contractors.com web site will let you leave HVAC - Contractors.com's web site. The linked sites are not under the control of HVAC - Contractors.com and HVAC - Contractors.com is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. HVAC - Contractors.com is not responsible for webcasting or any other form of tranNYCwsission received from any linked site. HVAC - Contractors.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by HVAC - Contractors.com of the site.

8. SERVICE PROFESSIONAL PRESCREENING PROCEDURES AND DISCLAIMERS. HVAC - Contractors.com.com uses the following criteria as part of its enrollment process for new home service professionals, real estate agents and brokers, and lending professionals applying for membership in our network:

Licensing - HVAC - Contractors.com confirms trade, real estate, and lending licensing information provided by member service professionals at the time of registration. Such licensing should meet the then current state or federal licensing requirements for the tasks that the member indicates it will perform in that state as indicated in their HVAC - Contractors.com profile.

Legal - HVAC - Contractors.com contacts or checks with third party services that record legal information to check that each new member has no record of significant civil legal judgments entered against them by business customers within the last three years from the date of registration.

Insurance - Wherever possible, HVAC - Contractors.com confirms insurance information presented by member service professionals in their profiles at the time of registration.

For all of the above categories, HVAC - Contractors.com may not make any subsequent or periodic checks or re-verifications after the initial registration and is not undertaking to update any such information after the initial registration.

NOTE: Member service professional information confirmed per above may change or expire over time; while HVAC - Contractors.com attempts to maintain accurate and up-to-date information, and confirms changes when notified, we cannot guarantee that profile and screening information is accurate after initial registration. Therefore, we recommend that before working with a service professional you verify that information presented is still current and/or acceptable to you.

*Given the unique nature of CA licensing, HVAC - Contractors.com relies on representations of H-Cs that are using NY General building contracting license to cover home improvement tasks, that such H-Cs are performing more than one task as defined and required by NY licensing rules.

Service Professionals Profiles: HVAC - Contractors.com allows Service Professionals to post profiles about themselves and their business. HVAC - Contractors.com does not review or verify the information or representations set forth in those profiles, except as expressly set forth above, as they are self-reported by the Service Professional.

These procedures may change from time to time at the sole discretion of HVAC - Contractors.com. HVAC - Contractors.com believes that it uses commercially reasonable methods to check these matters but does not make any representations or warranties that members are appropriately licensed, free of bankruptcies or civil legal judgments, or carry appropriate insurance at the time of registration, during the period they are members, or thereafter. As circumstances can change day to day, HVAC - Contractors.com advises consumers to check these matters for themselves especially at future dates. HVAC - Contractors.com does not represent or warrant the information received from state or government agencies or from third party sources is accurate, error free, or that it is up to date or updated to the point that HVAC - Contractors.com checks such information. Most agencies have periodic update cycles or schedules and this information is not updated on a real-time basis by such agencies and third party sources.

DISCLAIMER: HVAC - Contractors.com EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED RELATING TO THE PRESCREENING PROCESS, CRITERIA, PROCEDURES, OR INFORMATION OBTAINED OR PRESENTED IN THE PRESCREENING PROCESS OR DISCLOSURES INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, OR THAT THE SCREENING OR VERIFICATION PROCEDURES OR STANDARDS ARE SUFFICIENT OR THAT THE INFORMATION RECEIVED IN THESE SCREENING OR VERIFICATION PROCEDURES IS ACCURATE, TIMELY OR ERROR FREE.

9. GENERAL PROVISIONS. You acknowledge and agree that the HVAC - Contractors.com services are provided to you on an "AS IS" basis without any warranty whatsoever, and your sole and exclusive remedy, and HVAC - Contractors.com's sole obligation to you or any third party for any claim arising out of your use of the HVAC - Contractors.com services or the HVAC - Contractors.com Web site, is that you are free to discontinue your use of the HVAC - Contractors.com services or the HVAC - Contractors.com Web site at any time. HVAC - Contractors.com EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY AND ALL LIABILITY FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL (INCLUDING LOST PROFIT), EXEMPLARY OR PUNITIVE DAMAGES (EVEN IF HVAC - Contractors.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) ARISING OUT OF THIS AGREEMENT OR ANY CONSEQUENCES WHICH FLOW FROM IT. SOME STATES DO NOT ALLOW LIMITATIONS ON OR EXCLUSION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES, THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. You agree to indemnify HVAC - Contractors.com, and its subsidiaries, affiliates, officers, employees, agents, co-branders, and other partners and hold them each harmless from any and all claims or demands, including attorney's fees, made by any third party due to or arising from your use of the HVAC - Contractors.com services or connection to the HVAC - Contractors.com web site or your violation of the Terms and Conditions, or arising from your violation of any rights of a third party. The Terms and Conditions will inure to the benefit of HVAC - Contractors.com's successors, assigns and licensees. If any provision of these Terms and Conditions shall be deemed unlawful, void or unenforceable, for any reason, by any court of competent jurisdiction that provision shall be stricken and shall not affect the validity and enforceability of the remaining terms. The failure of HVAC - Contractors.com to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the HVAC - Contractors.com services or the Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms and Conditions are for convenience only and have no legal or contractual effect. These Terms and Conditions is governed by the laws of the State of Colorado as such laws are applied to agreements entered into and to be performed entirely in the State of Colorado and between Colorado residents. You agree to submit to jurisdiction in Colorado and that any claim arising under these Terms and Conditions will be brought solely in a court in Denver County, Colorado.

© 1999-2003 HVAC - Contractors.com, Inc. All rights reserved.

Terms & Conditions: Lending Customers

This Agreement describes the terms and conditions applicable to your use of our services of NYCws Lending, LLC ("NYC Contractors"). In this Agreement, we will refer to NYCws Lending, LLC and its employees and agents as "we", "us" or "NYC Contractors." NYC Contractors has contracted with HVAC - Contractors.com, Inc. ("Inc.") whereby Inc. is providing certain services including but not limited to consumer service request data collection and processing, matching of consumer service requests to lenders based on pre-set lending criteria, profiling lenders, ratings and reviews of lenders, software and database solutions and technology, customer service, marketing to consumers, marketing to Lending Service Professionals, certain limited dispute resolution, and so forth. You agree that Inc. will be providing these services on behalf of NYC Contractors pursuant to a services agreement. In the event the services agreement expires, is discontinued or terminated for any reason, you agree that this contract and your relationship with NYC Contractors shall automatically inure to the benefit of Inc., and its designee lending partner, if applicable and as designated by Inc. Any reference to NYC Contractors herein includes and covers Inc. with respect to the services provided to, or on behalf of NYC Contractors by Inc.

Please read this entire agreement ("Agreement") carefully before using or accessing this Web site ("Site") or the services offered on the Site. By using or accessing the Site, you agree to be bound by this Agreement and any and all updates to it. NYC Contractors and its affiliates, partners, agents and suppliers ("Suppliers") provide the services and information on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Site are provided with the understanding that neither NYC Contractors nor its Suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

If you have any questions regarding this Agreement, you may contact us at www.HVAC - Contractors.com.com. We may amend this Agreement at any time; changes or amendments will be posted at the bottom of this page for public view and be considered effective 5 days from the date such changes take place. You further agree that by accessing the web site or utilizing the services ("Service") you agree to be bound the Terms and Conditions as are in effect at such time.

NYC Contractors and its Suppliers assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services, or other material on this Site (the "Services"). While NYC Contractors and its Suppliers strive to keep the information on this Site accurate, complete, and up-to-date, NYC Contractors and its Suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information.

1. INTRODUCTION TO NYC Contractors. Upon your registration, you may choose your own password or NYC Contractors will assign you a password to access the NYC Contractors lending services through the Web site.

2. SERVICES. Upon entering your information and the request for which you would like a lending service professional, we will provide you with a list of lending service professionals in your area, if any, who may be interested in fulfilling your service need.

We do not, however, guarantee that we will be able to match your service needs with a lending service professional or that there are lending service professionals in your area that either are capable or willing to complete your service needs. Although we take certain steps to examine the credentials of our listed service professionals, we make no guarantees or representations regarding the quality of the services, terms, pricing or other matters that he or she may perform for you if you elect to retain their services. It is entirely up to you to enter into a direct contract or otherwise reach agreement with a service professional, and we do not guarantee or warrant their performance or the outcome or quality of the services performed or products offered, quoted or delivered. Your rights under any contracts you make with service professionals typically are governed by certain Federal laws and by your state and local laws. Should you have a dispute with any service professional, you must address such dispute to the service professional directly, and you hereby agree to release NYC Contractors (and our employees and agents) and any other person, firm, or entity (including our business partners) from any damages or claims (including consequential and incidental damages) of every kind or nature, suspected and unsuspected, known and unknown, and disclosed or undisclosed, arising out of or in any way connected with such disputes and your dealings with service professionals.

3. RESOLUTION PROCESS AND LIMITED SERVICE GUARANTEE. NYC Contractors does not offer any service guarantees with respect to it lending services. We may elect at our sole option to assist you in certain disputes that you may have with our lending service professionals.

4. INFORMATION YOU PROVIDE TO US. Upon using the NYC Contractors services, you will be prompted to disclose certain information about yourself and your service requirements, and you will be able to store certain information on our Web site or in our databases. Some of this information will be sent to service professionals who will need this information to respond to you or to other persons or entities in connection with our business. By providing this information to us, or by submitting a service request, you expressly consent to being contacted by us and by our service professionals and providers via phone, fax, email, mail or other reasonable means, at any of your contact numbers or addresses, in order that we may provide the services set forth on our site, to service your account, to reasonably address matters pertaining to your account or for other reasonable purposes related to our business. For complete details on our use of your information, please see our privacy statement. You agree that by completing a service request, you are entering into a business relationship with NYC Contractors and its partners and thus agree to be contacted by NYC Contractors and/or its partners. You promise that all information you provide will be accurate, current and truthful and that you will maintain and update this information to keep it true, accurate, current and complete. If you provide any information that is untrue, not current or incomplete, or NYC Contractors has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, NYC Contractors has the right to refuse any current or future use of the NYC Contractors services (or any portion thereof) by you. You are responsible for any use of the NYC Contractors services by persons to whom you intentionally or negligently allow access to your password. You further acknowledge that in the event you submit a request for lending services from one or more of our lender partners via the NYC Contractors site that NYC Contractors may send your personal and loan-related information to the applicable lender partner(s) such that they can contact you regarding your request and you are expressly consenting to such contact by them or NYC Contractors as necessary to fulfill such request. You acknowledge and agree that NYC Contractors has the right to monitor the Service electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Service properly, or to protect itself or its users. NYC Contractors, however, has no obligation to monitor the Service. NYC Contractors reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate or in violation of this Agreement.

5. YOUR USE OF THE NYC Contractors SERVICES. It is agreed that your use of the NYC Contractors services is for your personal use only and not for any commercial or advertising purposes. We reserve the right to revoke your access at any time for any reason. All information about service professionals is confidential and for your personal use only. If it is determined or suspected by NYC Contractors or its Suppliers in its sole discretion that you are misusing or attempting to misuse or circumvent the NYC Contractors services or system, or are using or attempting to use it for any inappropriate, non-personal, or commercial purposes, including but not limited to activities such as hacking, infiltrating, fraud, advertising, jamming or spamming, NYC Contractors reserves the right, in its sole discretion, to immediately terminate your access without notice and to instigate without notice appropriate legal actions or proceedings to seek appropriate remedies and/or damages, including but not limited to lost revenue, repairs, legal fees, costs and expenses, and to seek injunctions or other equitable remedies.

TO KNOWINGLY INPUT FALSE DATA INCLUDING BUT NOT LIMITED TO NAME, PHONE NUMBER, ADDRESS OR E-MAIL ADDRESS IS A VERY SERIOUS AND FRAUDULENT MATTER THAT COULD RESULT IN SIGNIFICANT COSTS AND DAMAGES, INVASION OF PRIVACY RIGHTS OF OTHERS TO NYC Contractors AND ITS SERVICE PROFESSIONAL PARTNERS, NOT TO MENTION THE LOSS OF TIME, EFFORT AND EXPENSE RESPONDING TO AND PURSUING SUCH FALSE INFORMATION AND REQUEST. THERE ARE ALSO POSSIBLE REGULATORY FINES AND PENALTIES IMPOSED FOR CONTACTING THE WRONG PEOPLE. ACCORDINGLY, IF YOU KNOWINGLY INPUT FALSE INFORMATION IN A SERVICE REQUEST, INCLUDING BUT NOT LIMITED TO SOME ONE ELSE'S NAME, E-MAIL ADDRESS, PHYSICAL ADDRESS OR PHONE NUMBER OR A RANDOM OR MADE UP NAME, ADDRESS, E-MAIL OR PHONE NUMBER YOU AGREE TO FULLY INDEMNIFY AND BE LIABLE TO NYC Contractors AND EACH NYC Contractors SERVICE PROVIDER WHO ACCEPTS SUCH SERVICE REQUESTS, FOR THE GREATER OF: (1) A MINIMUM AMOUNT OF $11,000 TO EACH OF NYC Contractors AND EACH OF THE AFFECTED SERVICE PROFESSIONALS AND FOR EACH OF THE ACTUAL PERSON(S) AFFECTED BY ANY OF THE IMPROPER, INCORRECT OR FRAUDULENT INFORMATION YOU ENTER (FOR EXAMPLE THE ACTUAL OWNER OF THE E-MAIL ADDRESS OR PHONE NUMBER, ETC.), PER IMPROPER SUBMISSION, PLUS ANY ATTORNEYS FEES COSTS AND EXPENSE RELATING THERETO, IF APPLICABLE, OR (2) THE ACTUAL DAMAGES, DIRECT, PUNITIVE AND CONSEQUENTIAL, AND ANY REGULATORY OR JUDICIAL FINES OR PENALTIES THAT MAY ARISE FROM SUCH INTENTIONAL, MISLEADING, HARMFUL AND FRAUDULENT ACTIVITY, PLUS REASONABLE LEGAL FEES, COST AND EXPENSES RELATING THERETO, WHICH EVER IS GREATER.

6. NOTICE SPECIFIC TO DOCUMENTS AND INFORMATION AVAILABLE ON THIS WEB SITE. Permission to use documents (such as press releases, datasheets, content, informational items and FAQs) from the NYC Contractors server ("Server") is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such documents from the Server is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Educational institutions (specifically K-12, universities and state community colleges) may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission of NYC Contractors. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Documents specified above do not include the design or layout of the NYC Contractors web site or any other NYC Contractors owned, operated, licensed or controlled site. Elements of NYC Contractors web sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any NYC Contractors web Site may be copied or retranNYCwsitted unless expressly permitted by NYC Contractors. NYC Contractors AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. HVAC - Contractors.com AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HVAC - Contractors.com AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

7. LINKS TO THIRD PARTY SITES. The links in the NYC Contractors web site will let you leave NYC Contractors's web site. The linked sites are not under the control of NYC Contractors and NYC Contractors is not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. NYC Contractors is not responsible for webcasting or any other form of tranNYCwsission received from any linked site. NYC Contractors is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by NYC Contractors of the site.

8. SERVICE PROFESSIONAL PRESCREENING PROCEDURES AND DISCLAIMERS. NYC Contractors currently uses the following criteria and procedures to prescreen new lending service professionals applying for membership in NYC Contractors's network of service professionals:

Licensing - At the time a prospective lending service professional registers to be a lending Service Professional in the NYC Contractors network, NYC Contractors checks licensing data from applicable state or federal licensing agencies to check that the prospective Service Professional meets the then current licensing or registration requirements for the tasks that the prospective member indicates it will perform in that state, as specified in their NYC Contractors lending profile.

Bankruptcy - NYC Contractors contacts third party services that record bankruptcy information to check that each new lending service professional has no record of filing for bankruptcy within the last three years from the time of initial registration.

Insurance - Where possible, at the time of initial registration NYC Contractors checks for errors and omissions insurance coverage or bonding as reported by the insurance agent for the new member.

For all of the above categories, NYC Contractors may not make any subsequent or periodic checks or re-verifications after the initial registration and is not undertaking to update any such information after the initial registration. NYC Contractors may check other issues or matters at its sole discretion in its screening process.

Please note that NYC Contractors, through it's services agreement with HVAC - Contractors.com uses LoanWeb and iHomeOwner.com to provide services of additional lenders that are not in the NYC Contractors/HVAC - Contractors.com network of pre-screened lenders and are not specifically known to NYC Contractors. These additional lenders are not pre-screened by NYC Contractors or HVAC - Contractors.com in anyway. They will not have a profile available and they are also not available to be rated or reviewed by consumers. These lenders are being provided as additional coverage to try to help meet the needs and requests of our consumers.

Service Professionals Profiles: NYC Contractors allows Service Professionals to post profiles about themselves and their business. NYC Contractors does not review or verify the information or representations set forth in those profiles as they are self-reported by the Service Professional.

These procedures may change from time to time at the sole discretion of NYC Contractors. NYC Contractors believes that it uses commercially reasonable methods to check these matters but does not make any representations or warranties that members are appropriately licensed, bankruptcy free, or carry appropriate insurance at the time of registration, during the period they are members, or thereafter. As circumstances can change day to day, NYC Contractors advises consumers to check these matters for themselves especially at future dates. NYC Contractors does not represent or warrant the information received from state or government agencies or from third party sources is accurate, error free, or that it is up to date or updated to the point that NYC Contractors checks such information. Most agencies have periodic update cycles or schedules and this information is not updated on a real-time basis by such agencies and third party sources.

DISCLAIMER: NYC Contractors EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED RELATING TO THE PRESCREENING PROCESS, CRITERIA, PROCEDURES, OR INFORMATION OBTAINED OR PRESENTED IN THE PRESCREENING PROCESS OR DISCLOSURES INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, OR THAT THE SCREENING OR VERIFICATION PROCEDURES OR STANDARDS ARE SUFFICIENT OR THAT THE INFORMATION RECEIVED IN THESE SCREENING OR VERIFICATION PROCEDURES IS ACCURATE, TIMELY OR ERROR FREE.

9. GENERAL PROVISIONS. You acknowledge and agree that the NYC Contractors services are provided to you on an "AS IS" basis without any warranty whatsoever, and your sole and exclusive remedy, and NYC Contractors's sole obligation to you or any third party for any claim arising out of your use of the NYC Contractors services or the NYC Contractors Web site, is that you are free to discontinue your use of the NYC Contractors services or the NYC Contractors Web site at any time. NYC Contractors EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY AND ALL LIABILITY FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL (INCLUDING LOST PROFIT), EXEMPLARY OR PUNITIVE DAMAGES (EVEN IF NYC Contractors OR ITS PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) ARISING OUT OF THIS AGREEMENT OR ANY CONSEQUENCES WHICH FLOW FROM IT. SOME STATES DO NOT ALLOW LIMITATIONS ON OR EXCLUSION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES, THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. You agree to indemnify NYC Contractors, and its subsidiaries, affiliates, officers, employees, agents, co-branders, and other partners and hold them each harmless from any and all claims or demands, including attorney's fees, made by any third party due to or arising from your use of the NYC Contractors services or connection to the NYC Contractors web site or your violation of the Terms and Conditions, or arising from your violation of any rights of a third party. The Terms and Conditions will inure to the benefit of NYC Contractors's successors, assigns and licensees. If any provision of these Terms and Conditions shall be deemed unlawful, void or unenforceable, for any reason, by any court of competent jurisdiction that provision shall be stricken and shall not affect the validity and enforceability of the remaining terms. These Terms and Conditions and the use of our Web Site and services are governed by the laws of the State of Colorado as such laws are applied to agreements entered into and to be performed entirely in the State of Colorado and between Colorado residents. You agree to submit to jurisdiction in Colorado and that any claim arising under these Terms and Conditions will be brought solely in Denver County, Colorado. The failure of NYC Contractors to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the NYC Contractors services or the Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms and Conditions are for convenience only and have no legal or contractual effect.

10. Out of Network Matches. In the event that HVAC - Contractors.com matches you to LoanApp.com, you will also be subject to the LoanApp Terms of Use.

This Agreement constitutes the entire agreement between you and NYC Contractors and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and NYC Contractors with respect to the Web site and information, software, products and services associated with it. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.


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